Lehigh Valley Residents, Winter Comes Around, and with it, Comes Work

Posted by christine | Real Estate, Uncategorized | Wednesday 3 December 2008 9:55 am

Our Sincere Thanks Go to :

Stephen Genzale, P.E.
610-596-7046

 

 

National Property Inspections®
America’s Premier Inspection Service
For allowing us to print the following article.

Chimneys and Fireplaces

 

Fireplace in Living Room

The winter months are a popular time to curl up in front of the fireplace. Make sure that your fireplace is in proper condition for this winter.

Wood burning fireplaces are generally considered to be extremely inefficient heat sources, but that doesn’t deter many homeowners from wanting them in their homes. There are two basic types of wood burning fireplaces: masonry and metal insert. A masonry fireplace is made of brick or mortar, and a metal insert fireplace is a prefab unit with masonry surrounding it. The chimney is the most important part of the fireplace system and should be cleaned yearly by a qualified chimney sweep to ensure it is in good working order and free of debris.

Chimneys have to be lined to provide a smooth, unbroken passage for the smoke to rise and leave the house.  This keeps the flames and gases from entering the home and causing sickness, death or fire.

As part of an inspection, a National Property Inspections professional will check the fireplace for any major cracks in the masonry, operate the damper to ensure the flue is working properly and verify that the flue has a liner. A NPI inspector will also observe the general condition of the chimney; note the materials of its construction, the height of the chimney and any unsafe conditions.

To locate an NPI professional in your area, visit National Property Inspections.

back to the top

Be Advised

Holiday Lights on Gutter

Electrical holiday lights and displays attract adults and children alike. According to the Consumer Product Safety Commission (CPSC), it is estimated that 12,500 people go to hospital emergency rooms for falls, cuts, shocks and burns related to holiday decorating.

Before stringing lights, inside or out, become familiar with this safety-watch list for your holiday season:

• Use only lights that have been tested for safety from an independent testing laboratory.

• Check each set of lights, new or old, for broken or cracked sockets, frayed or bare wires, or loose connections. 

• Use no more than three standard-size sets of lights per extension cord

• Never run extension cords through water, even those labeled for outdoor use.

• Install automatic timers to ensure lights do get turned off before leaving or going to bed, and to save electricity at the same time.

• Brown or brittle needles are prone to fire, so always buy a fresh wreath or tree. Make sure artificial trees are flame-retardant.

Protect yourself, your family and your home by following safety procedures to ensure a safe holiday season.

For more holiday safety tips, visit the U.S. Consumer Product Safety Commission.

back to the top

Tankless Water Heaters

Tankless Water Heater

Tankless water heaters, also known as “instantaneous” water heaters, are up to 34 percent more efficient than storage tank water heaters. Tankless water heaters heat water as needed, unlike conventional storage heaters that heat water and store it in a tank where it cools and is reheated until it is used.

According to a Lawrence Berkley National Laboratory study, households waste 6.35 gallons of water a day just waiting for water to heat up. Tankless water heaters can deliver hot water in as little as five seconds, while storage tanks take 30 seconds or more. These water heaters can save you money in the long run.   

Before you purchase a tankless water heater, do your homework. Find out what your groundwater temperature is. Tankless water heaters draw directly from underground supply lines, and knowing the temperature will help determine the number of degrees the water will need to be heated as it moves from underground to your tap. Think about how many hot water appliances you may run at the same time (dishwashers, washing machines). Add up the gallons of water you will use at peak demand, and buy a water heater that can heat them to your desired temperature.

For more information, go to the Green Guide.

back to the top

 

Extension Cord

Extension Cords

Extension cords are used and abused, and can be great annoyances, especially during the holiday season. The tangles and knots caused by improper extension cord usage and storage can not only be a problem for you during holiday decorating, but they also promote safety risks. The U.S. Consumer Product Safety Commission estimates that about 4,000 injuries associated with electric extension cords are treated in hospital emergency rooms each year. Follow these tips to make sure you’re using and storing your extension cords safely.

Proper use:
• Make sure you are using extension cords labeled for outdoor use.
• Never place an extension cord under rugs or through doorways where it can be damaged by heavy foot traffic.
• Don’t use staples or nails to attach extension cords to a baseboard or other surface – this could damage the cord and present a shock or fire hazard.

Proper storage:
• After taking down decorations, coil up the extension cord.
• Avoid wrapping the cord around your hand and elbow- this can kink the cord and result in a tangle.
• One method to wrap up a cord is to hold the cord in one hand and make successive loops.
• Another method is to use a device called a cord rewinder or retractor.

For more information on extension cord safety, go to This Old House.

back to the top

Maintenance Matters

House with Snow

Winter is a popular time for extended vacations because of the holiday season and people relocating to second homes in warmer locations during the cold winter months. The main risks associated with leaving a home unheated over a cold winter season include freezing water and the movement of framing, drywall, plaster and flooring.

Before you leave your home for a majority of the winter, make sure you follow these tips to ensure a proper shut-down:

Properly securing the water system involves much more than turning off the water. You must also secure anything that may contain water, including drain traps, piping, water heaters, dishwashers and clothes washers. Open up the piping at several locations to drain water.

Fill drain traps and toilets with specialized antifreeze to keep sewer gas from entering your home, and to prevent freeze damage.

Turn off the washing machine supply lines, and remove and drain them. To clear water from the washing machine pump, run the washer on the fill part of its cycle, set to warm water. For a dishwasher, remove the inlet hose and open the supply valve after you have turned off the water supply to the house. Operate the dishwasher to clear the valve; remove the drain hose.

Unplug all electrical appliances to prevent any damage from power surges or lightning strikes.

Keep the heat turned on, at a low setting to avoid the risk of structural damage of your home.

Rain gutters, downspouts, sump pumps and appliances can malfunction during a long winter absence. Security is also a major concern- find someone to check on your house to avoid these risks. Contact your insurance company to find out their requirements.”

Easy Ways to Make Your Home More Welcoming for Holiday Guests

Posted by christine | Etiquette, Real Estate, Recreation, Shopping, Uncategorized | Monday 1 December 2008 7:58 am

 

 

 

Brought to You by Inspect-It 1st: The Nation’s Premier Property Inspection Company

Thank you Tracey Griffin at Inspect it 1rst.


You might not have days to get your home looking like new for your holiday guests. But that doesn’t mean that you can’t have guests over to celebrate. By making some simple fix-ups, your home will be welcoming without major changes.

Enter As Your Guests Would

Walk outside your home by the front door all the way to the sidewalk or the street, turn around, and look back at your house. What would you see first? Scraggly plants, brown grass, snow-covered sidewalk, house light bulb burned out? Not very welcoming! If you need to, sweep the sidewalk, shovel the show, use a broom to clear off spider webs or major dust, and clean off the front porch. Replace burned light bulbs. Clean off the “Welcome” door mat so that your guests really feel welcome.

Freshen Up the Planters

Get rid of the droopy fall mums and replace with fresh poinsettias or sprays of holiday greenery. For color, add big red bows if you have time.

Open the Door

What is the first thing you see? Jackets and mittens strewn around the entry? Get a big trash or shopping bag and collect all the family things that you use every day. Stash the things away until your guests leave.

Make Room for Guests’ Coats

If there’s room, push your coats and jackets to one side of your coat closet to make room for what your guests will be wearing. If your closet is too small, move some of your own coats into bedroom closets temporarily. Clear room on the closet floor if you’ll be collecting boots or overshoes. Or use a big bucket for umbrellas.

Find Chairs for Everyone

You may be having more guests than you have chairs around your living room. Forget the perfect furniture arrangement and collect what chairs you’ll need and arrange them around the room. Everyone will be able to talk to each other and no one will be left out or feel uncomfortable. You might have to move some of them to the table when it’s time to eat. No problem. Enlist everyone’s help.

Forget the Total Cleaning

Don’t try to have your home spic-and-span. A quick wipe will be fine and no one will know the difference once they’re all there visiting. Use a towel to wipe down the bathroom sink and countertop, flush the toilet, fill the toilet paper, fluff the pillows, sweep the kitchen floor, and enjoy the day. You can clean tomorrow.

Turn Down the Heat

Once you get the oven going, candles burning, fireplace lit, and room filled with guests and happy conversation, you’ll be amazed how warm your home will feel. Save energy by turning down the thermostat! Who knew?

Set the Mood

Even if you don’t have time to put Christmas decorations around the house, you can really set the mood for a holiday party with candles everywhere. Keep them safely out of traffic, but light the coffee table, side tables, dining table, with pillars, votives, and pillar candles. Don’t forget the powder room. Wherever you can’t use candles, create atmosphere by simply dimming the lights.

If you use some of these tips, you’ll be ready in minutes to welcome holiday guests and not spend hours getting ready. Enjoy!

Diversity in America : A subject we need to offer in school

Posted by christine | Etiquette, Uncategorized | Sunday 30 November 2008 3:34 am
I know that this is a little “Outside the Box” topic for Real Estate. However, it is vital that we all live in harmony as Americans. And it all start at home and in school, in my opinion.
The USA is the country of Diversity. The Melting Pot of the world. Yet, we have more prejudices, & more bigotry than most.That is coming from a multi-cultural individual, and a traveler.Diversity should be a mandatory class we give in our schools. Elementary through university levels. We need to truly live it.We need to understand other cultures, be more compassionate, more caring and less judgmental.The best way to accomplish that would be through understanding, accepting and welcoming diversity and the wealth of knowledge and experience it can offer.

If you agree, please share your idea in your social networking sites and post a Widget on Your Webpage, if you have one. 

Lehigh Valley MLS readers: Do you have Forced Air Furnaces?

Posted by christine | Real Estate, Uncategorized | Thursday 2 October 2008 6:19 am

Now is the time to start thinking about the winter months, and how you maintain your furnaces.

“The most common type of forced air furnace provides heat by burning a fossil fuel to warm the air around the furnace’s “heat exchanger,”  then distributing the warm air throughout the home via ductwork. Typically, the fuel is natural gas, propane or oil.

With a properly operating system, the combustion byproducts, such as gases, are safely drawn out of the home through a chimney or vent pipe. All furnaces should be serviced annually to assure safety and proper operation.”

Read more about them by going on: lehigh-npi@verizon.net

Lehigh Valley Real Estate and MLS Searchers read about Recycling

Posted by christine | Uncategorized | Tuesday 2 September 2008 8:18 am

“Garbage.

Americans produce more and more of it every year, when we need to be producing less. Even the most waste-conscious among us can feel overwhelmed by the amount of household waste that goes beyond what municipal recyclers and compost bins can handle. That’s why our editors spent time investigating the state of waste management in our country, putting this list togther for you, explaining how we can get serious about the three R’s — reducing, reusing, and recycling — and divert more waste away from landfills.

1. Appliances:

Goodwill accepts working appliances, www.goodwill.org, or you can contact the Steel Recycling Institute to recycle them. 800/YES-1-CAN, www.recycle-steel.org.

2. Batteries:

Rechargeables and single-use: Battery Solutions, 734/467-9110, www.batteryrecycling.com.

3. Cardboard boxes:

Contact local nonprofits and women’s shelters to see if they Boxcan use them. Or, offer up used cardboard boxes at your local Freecycle.org listserv or on Craigslist.org for others who may need them for moving or storage. If your workplace collects at least 100 boxes or more each month, UsedCardboardBoxes.com accepts them for resale

Keep Cool Starting from the Top
by Phoebe Chongchua

With summer coming and temperatures rising quickly, many people are already turning the air conditioner on. But did you know that what’s atop your home may or may not be helping you stay cool?

“Clay and concrete tiles have been around for thousands of years. They are the original green product. They are recycled material. They come from the earth — clay and concrete mines that come from the ground. They have a reflectivity quotient that’s above and beyond any other roofing product that’s on the market,” says Dave Mann, President of Patriot Roofing.

Roofing tiles are the only materials that possess two inherent qualities necessary for energy reduction; not only do they contain natural thermal resistance in the raw materials but also the installation of the individual tiles creates a natural airspace around the tiles allowing for ventilation that helps cool air to circulate through the roof. Mann says this can greatly reduce the amount of heat going in and out of a home, resulting in less air conditioner usage and lower electrical bills.”

This article was posted in Pardoncheney.com

WARNING: HOTELS COULD BE HAZARDOUS TO YOUR HEALTH..

Posted by christine | Uncategorized | Tuesday 26 August 2008 9:20 am

Please read the following very carefully. It could save your life, if you’re in this situation.

“Have you ever been in a hotel during a fire? It’s a frightening experience, and you should start thinking about it. For instance, how would you have acted if you had been in one of these fires? %

Purchasing using FHA financing? Should make your move now.

Posted by christine | Uncategorized | Monday 25 August 2008 10:04 pm

  FHA will be announcing some changes to their program. However, they still are working out the implementation. Some of these changes will take effect October 1, 2008.

 
Here are some highlights:

Borrowers had to have 3% in the transaction. This will increase to 3.5%. Upfront MIP changes based on credit score and debt to income ratio. Down payment assistance from non profits will be discontinued. This is not entirely clear yet.

With these changes, any of the borrowers that are thinking of purchasing using FHA financing should make their move now. Some of these changes will take effect October 1, 2008.

Thank you, Gary Risler Vision Mortgage Capital

First Steps to Buying a Home

Posted by christine | Uncategorized | Monday 25 August 2008 9:56 pm

An Inspector turned Realtor :) ? Thank you Tracy Griffin from Inspect-it First.

No matter how well you can picture your dream house and communicate your ideal to a Realtor, the house you finally fall in love with may have little resemblance to the image you started out with. But you have to begin somewhere, and a detailed wish list is a great head start. When you start looking at houses, this information will be valuable to a Realtor as he or she matches your requirements to available houses.

Visit a loan officer. The best way to learn what you can afford is to get prequalified for a loan. Your Realtor may recommend someone or you can just walk into the office of a local lender. You’ll walk away with a good idea of how your income, assets and liabilities translate into what you can afford, and it can also help your chances of beating out the competition in a sellers market.

Do the math. You can also do a simple calculation on your own. Broker wisdom says that monthly payments should be 25 to 33 percent of your monthly gross income. To calculate: Take your monthly income before taxes, including all sources, and divide it by four. Subtract from this figure the total amount you pay per month in debts. The result is the lower end of what you can reasonably afford to pay on a monthly basis. After deducting monthly homeowners insurance and property tax payments, you’ll see approximately what you can afford for your monthly loan payment.

Now that you have an idea of what you can afford, you can focus on whether you’re in the market for a condominium, co-op, townhouse, single-family detached home or – hey, it happens – a mansion that will accommodate 20 of your closest friends.

Any Real Estate questions ? Please call this Realtor: Gladys, at 610-972 3545

Existing home sales rise to 5-month high

Posted by christine | Uncategorized | Monday 25 August 2008 9:03 am

According to (CNNmoney.com)

“Sales by homeowners increased more than expected in July, as median prices fell 7% from July 2007.

NEW YORK (CNNMoney.com) — Sales of existing homes rose in July, according to the latest reading on the battered housing market by an industry trade group released Monday.

The National Association of Realtors reported that sales by homeowners in July increased to an annual pace of 5 million, up from the revised June reading of 4.85 million.

That’s better than the annual pace of 4.9 million that economists surveyed by Briefing.com expected, and it’s the highest pace since February. Still, July sales were down 13.2% from a year earlier.

Home sales were helped by falling prices. The median price of all single-family homes, townhomes, condominiums and co-ops sold during the month fell 7.1% to $212,400 from $228,600 a year ago. Before the start of the current housing slump, it had been 11 years since prices fell compared to a year earlier.

At the same time, the single-family home median price fell 7.7% from a year ago to $210,900. The trade group has tracked those sales prices going back to 1989.

“Home prices generally follow sales trends after a few months of lag time,” said Lawrence Yun, NAR chief economist. “Still, inventory remains high in many parts of the country and will require time to fully absorb.”

Expanding inventory

Even as sales picked, up, the excess supply of homes on the market still rose in July. Realtors estimated that there are now 4.67 million homes available for sale, which represents an 11.2 month supply.

That is up from the 11.1-month supply in June, though NAR said the rise in inventories was due to a sharp jump in the number of condominiums on the market. Inventory of single family homes declined slightly, falling to a 10.6 month supply from 11 months in June.

“We expect more balanced conditions in 2009, and will eventually return to normal long-term appreciation patterns,” added Yun.

As a result of a battered market, President Bush signed the Housing and Economic Recovery Act late last month. The bill includes a temporary tax credit of up to $7,500 for first-time home buyers who haven’t purchased a home in three years. (Please read more on the Tax Credit, in our Archive)

Qualified buyers must earn less than $75,000 – or $150,000 for a couple – after which point the tax credit begins to phase out. The Senate Finance Committee estimates that about 1.6 million people will use the credit.

“We hope the new tools in the hands of home buyers from the recently enacted housing stimulus package will spark a sustained sales uptrend in the months ahead,” said NAR President Richard Gaylord. “Buyers who’ve been on the sidelines should take a closer look at what’s available to them now in terms of financing and incentives.” 

Explanation of “Multiple Listing Service” or “MLS”

Posted by christine | Uncategorized | Wednesday 20 August 2008 6:50 am

The MLS stands for “Multiple Listing Service”. In our Area, for an example, we have The Lehigh Valley Association Of Realtors. In every part of the country, they have an Association of Realtors. All local Associations are under the Umbrella of The National Association of Realtors.

Realtors pay dues to the Association and it provides tools like a Multiple Listing Service, that is the Local MLS. It advertises to other Realtors the details of each listing (such as address, number of bedrooms, square footage, and whether the home has garages, a pool, a finnished Basement etc.) Other benefits, not limited to, continuing Education, Legal Support.

Some Realtors although few, don’t belong to the Association, therefore don’t get the Benefits it has to offer such as RPAC (Realtors Political Action Committee) etc…

A Reliable Association Realtor with Access to the MLS,  can look up the pricing history, days on markets, and all the details related to a specific property that has been advertised in the MLS. 

That information is made available to the public on some search engines. Some Information remains confidential labeled for Agent Only. 

For further question on this, or any other Real Estates concern, please call this Realtor, Gladys at 610-972 3545. 

Next Page »